Association of Progressive Rental Organizations

RTO World 2023 Speaker Series: Michael Atme

In this series, learn about RTO World 2023 speakers, and what you’ll take away from their education session.

Michael Atme, Chief Revenue Officer, Paydit

Tell us more about yourself and your interest in sharing your RTO expertise with others. What motivates you to share the “secrets of your success”?

Throughout my career, I’ve developed a profound passion for the transformative power of technology. I firmly believe in its capacity to not only streamline business operations but also to significantly enhance the customer experience. Our work at Paydit has been a testament to this belief, where we’ve tirelessly dedicated years crafting a tailored solution, specifically for the rent-to-own space, and I’m excited to share it with you all.

Describe your session at RTO World 2023, and what attendees can hope to walk away with, e.g., actionable advice, new ideas, etc.

Our upcoming session at RTO World promises to be an immersive experience. We will conduct a live demonstration of our collections automation platform for the very first time, providing attendees with an exclusive preview of its revolutionary capabilities. The demonstration will not only highlight the platform’s features, but also showcase the digital strategies that underpin its success. Our goal is to equip attendees with a comprehensive understanding of how these technologies can be implemented in their own businesses and existing infrastructures.

What’s your favorite saying or word and why is it important to you?

My father would often impart a timeless piece of wisdom that has since resonated with me profoundly: “Work smarter, not harder.” Despite its simplicity, this saying has become an essential guidepost in my professional journey, shaping my perspective to challenges and opportunities alike, and it forms the bedrock of my operational approach. This is not a call to minimize effort, but rather to maximize the impact of that effort through intelligent strategies and effective tactics. It has served as a constant reminder to look beyond the conventional, to seek ways to turn adversity into an advantage, and to always strive for strategic efficiency over mere exertion.

What makes you laugh?

It would without a doubt be the Monday morning banter that fills the Paydit team’s Slack channels.

Want to learn more from Michael? Be sure to register for RTO World 2023!

Upcoming Events




Mike Lewis

Mike Lewis is a Premier Rental Purchase franchisee with multiple stores and currently serves as Vice President of Operations. With 33 years of experience in the rent-to-own industry, he has spent the past 20 years working closely with franchisee owners and previously spent 12 years in Corporate RTO, gaining a strong foundation in the business.

For the past five years, Mike has been sharing his knowledge by teaching managers and franchisees at the company’s Training Center.

Outside of work, he enjoys time with his family, kids, and grandkids, and appreciates the simple things in life – especially riding his Harley Davidson with the sun on his face. If you know, you know!

Lauren Talicska

Arona Corporation dba Arona Home Essentials

Lauren Talicska is an experienced multi-channel marketing specialist and the Vice President of Marketing & Communications at Arona Home Essentials. She has found her home in the RTO community, supporting stores in branding, growth, and increasing traffic.

You may recognize Lauren as a former RTO vendor, including her time as a partner for Nationwide RentDirect, or her previous participation in the APRO Vendor Advisory Committee. Lauren calls Columbus, Ohio, home and spends her workday crafting and executing marketing promotions from inception to realization, all while supporting the branding and social media needs of all the Arona stores in 12 states (plus Puerto Rico!).

Charles Smitherman

APRO

Charles Smitherman, JD, PhD, CAE, became CEO of APRO in 2023, bringing years of legal and executive experience in the rent-to-own industry. 

Prior to joining the association, Charles served as COO, General Counsel, and Vice President of PTS Financial Services, where he played an active role in the rent-to-own industry by representing his company through PTS’s club program offering with APRO member dealers. Charles is an attorney with two decades of experience across a wide variety of areas, including RTO, consumer financial services, antitrust, corporate law, mergers and acquisitions, litigation, franchise law, and privacy law. Following law school at the University of Georgia, Charles earned a Master of Legal Studies and PhD in Law from the University of Oxford in England.

Charles is credentialed as a Certified Association Executive (CAE) with the American Society of Association Executives, a Certified Franchise Executive (CFE) with the International Franchise Association, and a Certified Information Privacy Professional (CIPP/US) and Certified Information Privacy Manager (CIPM) through the International Association of Privacy Professionals. As APRO’s sixth CEO in its 45-year history, he brings a collaborative, member-focused approach to association leadership, emphasizing transparency, advocacy, and value creation. Outside of work, Charles is an active ultra runner and open water swimmer.

Mike Kays

Ashley Furniture Industries

As VP of Rental Sales for Ashley Furniture Industries, Mike thrives on building relationships with our RTO industry veterans, and helping businesses grow through new product, new marketing, and new supply chain options.

Mike works to leverage a wide breadth of relationships and influence, intimate knowledge of market trends, and unique knowledge of what RTO dealers need from a supplier to be successful.

The saying goes that a high tide raises all boats, and our goal is to leverage the world’s largest furniture manufacturer to drive the continued growth of the RTO industry and all the suppliers.

Mike Tissot

Countryside Rentals Inc., dba Rent-2-Own

Mike grew up in the rent-to-own industry under the guidance of his father, former APRO President and RTO legend Darrell Tissot. For nearly 25 years, Mike’s innovative leadership has helped expand the family business to more than 40 stores across Ohio and Kentucky while also shaping the industry as a whole.

He has served as President of the Ohio Rental Dealers Association, an APRO board member and Treasurer, and President and Treasurer of the TRIB Group. His contributions have earned him the APRO President’s Award of Excellence and the title of APRO Rental Dealer of the Year.

Outside of RTO, Mike enjoys time at the lake house or in Orange Beach, Alabama, with his girlfriend, Angela Strong McCool. A passionate Cincinnati Reds fan, he rarely misses a game, whether watching or listening alongside his parents. He also takes every opportunity to visit Arizona, where his daughter is currently attending Arizona State University.