Association of Progressive Rental Organizations | America’s Champion for Rent-to-Own

Protecting the Transaction Summit

APRO is pleased to announce the first ever Protecting the Transaction Summit, bringing together industry leaders, legal professionals, compliance officers, and business owners and executives in the RTO and VRTO/VLTO space.

This new pre-convention event will be held on Monday, August 5, 2024, at 1:00 PM, in conjunction with RTO World 2024 in Orlando, Florida. It is included with your RTO World registration.

If you will not be staying for RTO World, and will only be attending the Protecting the Transaction Summit, you may register with the link below for $399 per attendee. 

Legal Summit Sponsors (1)

Legal Summit Speakers & Facilitators

Justin Hosie

Bio: Justin Hosie is a partner at Hudson Cook, and chair of Hudson Cook’s Small Dollar and Alternative Financial Services Practice Group. He counsels fintech, consumer credit, buy-now-pay-later, wage advance, and rent-to-own clients on compliance with consumer protection laws. Justin frequently serves as a presenter at industry conferences, addressing consumer protections, the CFPB, innovation, and ethics. He also co-presents Hudson Cook's monthly CFPB Bites of the Month webinar series with Eric Johnson. Justin is recognized in The Best Lawyers in America©2024 for Financial Services Regulation Law, and is AV rated by Martindale Hubbell.

Jeremy Pope

Bio: Jeremy Pope is the founder and managing member of Pope/Partners LLC. He devotes a considerable portion of his practice to representing and counseling creditors on consumer bankruptcy matters, especially related to the effective management and monetization of high-volume, nationwide portfolios. By working with his clients to draft and implement efficient internal bankruptcy-related procedures, and through the use of strategic litigation practices, Jeremy provides his clients improved financial results and reduced liability. Jeremy has successfully served as lead counsel for creditors in over two dozen states, including representation in adversary proceedings related to stay violations and exceptions to discharge, and debtor or trustee attempts to recharacterize transactions or avoid liens. Jeremy received a B.B.A. cum laude from the University of Georgia and a J.D. magna cum laude from the University of Mississippi, where he was an executive board member of the Mississippi Law Journal.

Joshua Threadcraft

Bio: Joshua Threadcraft is a partner in the law firm of Burr & Forman LLP’s Financial Services Practice Group. He is admitted to practice law in the five Southern states where the firm has offices (Alabama, Florida, Georgia, Mississippi, and Tennessee), focusing his practice on defending state and federal court litigation and arbitrations in these states, as well as across the country. Joshua routinely defends individual and multi-plaintiff/class actions and has more than two decades of experience defending lawsuits involving the Fair Credit Reporting Act, Fair Debt Collection Practices Act, the FTC Holder Rule, Telephone Consumer Protection Act, and alleged violations of state and federal law. Since 2016, Joshua has been selected by his peers for inclusion in Best Lawyers in America in the field of Banking and Finance, and was recently selected for inclusion by his peers in the fields of Commercial Litigation and Litigation Mass Tort Litigation/Class Actions – Defendants. Joshua has also been designated a top rated consumer law attorney in Birmingham, Alabama, and the Mid-South by Super Lawyers. Joshua frequently speaks and writes on various topics, including trial strategy, and federal and state statutes applicable to the financial services industry, including the Telephone Consumer Protection Act, 47 U.S.C. § 227.

Dailey Wilson

Bio: Dailey is a senior associate at Hudson Cook’s Tennessee office where she practices federal and state regulatory compliance for alternative financial services providers, including consumer installment lenders, payday lenders, title lenders, and rent-to-own providers. Prior to joining Hudson Cook, Dailey was a project attorney at King and Spalding, LLP, where she practiced in tort and environmental litigation, focusing on e-discovery. Dailey spends her time outside of work with her husband and three daughters and watching Georgia Bulldogs football.

Christine Hesse

Bio: Christine Hesse has been involved in legislative and regulatory policy for 30 years. She currently is a partner in the national lobbying firm, Catalyst Strategic Government Affairs, where she advises Fortune 500 companies on federal, multistate and state attorneys general matters. Prior to joining Catalyst she was responsible for government affairs at PROG Holdings which includes Progressive Leasing. Christine spent 25 years in Washington, DC. She was counsel on the U.S. Senate Committee on Banking, Housing & Urban Affairs, and was a lawyer-lobbyist in the Public Law & Policy section of the law firm Akin, Gump, Strauss, Hauer & Feld where she worked with the U.S. Congress, White House and federal banking agencies. She also co-managed the firm's state practice where she hired and managed local counsel for clients. Christine hails from Ohio where she started her legal and legislative career with the Ohio Senate and Ohio Attorney General's office. She also worked in the Connecticut General Assembly.

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