Association of Professional Rental Organizations (APRO)

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[2020 Archive] How To Win At RTO & Influence People – An APRO Spotlight of Chip Guy

Digitally Archived: 2026

Archive Notice

This article was originally published in an APRO magazine and has been digitally archived to preserve the history of the rent-to-own industry. It is presented for historical and educational purposes. References to laws, regulations, business practices, products, organizations, or compliance requirements reflect the time of original publication and may no longer be current. Readers should consult current legal and compliance resources before relying on any information contained in this article.

From delivery tech to operations head for a flourishing franchise, Chip Guy is creating a ripple effect of influence and positive change.

Six months ago, Chip Guy was feeling pretty good about life.

Chip Guy’s journey in rent-to-own reflects a people-first philosophy, where success is built on strong teams rather than just stores. With decades of experience at Buddy’s Home Furnishings, his career took a major leap as he stepped into a new leadership role heading into 2020.

Approaching his 40th birthday, Guy was a rent-to-own career man with Buddy’s Home Furnishings, having served the company in one way or another for almost half of his life. He was, at that point, overseeing a six-store operation, co-owner of a two-store company, and the owner/operator of his own store in Tulsa, OK. His wife, Carla, and oldest daughter, Kristen, were managing stores under his supervision, and business was buzzing along.

“I don’t care to grow a bunch of stores,” Guy asserted. “I want to grow people. A store is just a building. You can buy all the inventory you want, but it’s still just a building with inventory. If you don’t have a group of people working there who love working for you, then it’s still just a building. So I want to add five people to my portfolio every year and keep on adding people. And I believe the growth, the money, the rest of it just kind of comes along—it’s all a byproduct of the people.”

Guy voiced a wish to the Universe, and the Universe—with the help of some more corporeal folks—responded with a little-over-the-top opportunity: Going into 2020, Chip Guy had sold his business to and been named Vice President of Operations for Buddy Mac Holdings, LLC. Now, somewhat suddenly, he is growing 250+ people at 50 stores in six Central-Southwestern states.

Clifford “Chip” Guy grew up in Missouri, the son of a career Army man at Fort Leonard Wood who ran a strict household built on respect. But whenever Guy’s father was stationed overseas, Guy and his sister were cared for by their paternal grandmother, who taught the children “a lot about religion and a lot about love.”

Smart but academically unenthusiastic, Guy followed in his dad’s footsteps, first getting into Junior ROTC, then joining the U.S. Marine Corps [“The uniforms were nicer than the Army, and I got to brag about it,” he quips]. Guy went through training to become one of only about 140 Marine Loadmasters worldwide, and worked for a while on the versatile C-130 aircraft.

“I soon realized being a Marine meant you had to live a very stringent and ‘this is how you’re going to do it’ lifestyle, and my mind was beyond that,” recalls Guy. “My mind was more entrepreneurial, more ‘I want to innovate, I want to create and develop and influence and do all these things in my career.’ That’s not what the military is about, so I realized it wasn’t my passion and got out.”

Chip Guy’s journey from Marine loadmaster to rent-to-own leader reflects his passion for people and growth. Rising through the ranks at Buddy’s, he built a career focused on developing strong teams and leading at scale.

Guy went to the small city of Perry, Florida, to live with his mother while he searched for work. It wasn’t long before he spotted a help-wanted sign on the front of a Buddy’s Home Furnishings store.

“They had a delivery driver position available,” Guy remembers. “I actually took the sign off of the building, walked in, handed it to the manager, and said, ‘You don’t need this sign up anymore. I’m here. Just go ahead and hire me, and I’ll do the job.”

Guy quickly rose through the ranks at Buddy’s, becoming a store manager within a couple of years. He also met fellow Buddy’s manager and future wife, Carla. Carla had three children from her first marriage, yet 21-year-old Guy was up for the challenge— they wed in 2003.

“For the first few years, it was pretty rough going for us,” says Guy. “The bell-to-bell lifestyle of both adults in the household working as rent-to-own managers, with three school-age kids…Let’s put it this way: We had a lot of 9 p.m. dinners and a lot of 6 a.m. mornings with our hair on fire.”

Several years down the road, Guy became Buddy’s Director of Operational Training at the company’s Tampa-based headquarters. The steady corporate pace helped settle life at home, but once again, Guy felt the fit of the job wasn’t quite right for him.

“My biggest passion with RTO has always been how to go out and influence people, create a culture where people want to change other people’s lives,” Guy explains. “How do I identify what an employee wants to get out of life, determine how to help them get it, and then inspire them to do the same thing for someone else? That’s what I want to be doing. But as director of training, I sat in a cubicle and wrote a bunch of books and programs and e-learning courses. I didn’t get to go out and work with people one-on-one.”

So, when Guy’s longtime mentor Todd Homberger offered a job running his Buddy’s stores in central and northeast Oklahoma, Guy and his family made the move to Tulsa. And in 2016, Guy, his father and uncle, and Homberger gathered their resources to launch Guyberger RTO and get Guy his own store.

And, as of about six months ago, that’s where Chip Guy expected to be for the foreseeable future—operating his own store as well as Homberger’s and a couple of others he picked up along the way. And then, Buddy Mac Founder/Chair/CEO Ian MacDonald came calling.

Chip Guy stepped into a VP role at Buddy Mac, rapidly expanding his leadership across 50 stores. Focused on culture and people, he continues to grow teams while making a meaningful impact across the organization.

“I had talked with Todd several months beforehand about his vision for our future,” notes Guy. “‘Like, am I going to be a single store operator in a regional overseeing a handful of stores from the age of 39 for the rest of my career? Or is a day coming when we wake up and we’ve got 40 or 50 locations, we’re doing business on a grander scale?’ So when Ian called, Todd’s response was that no matter what we decided to do, the future was going to be bright for both of us!’”

And so it has turned out to be. Just a few weeks after the Guyberger RTO acquisition, MacDonald promoted Guy to VP of Operations for the whole company; since then, Buddy Mac has also bought up three more companies, taking the business from 16 stores to 50 within a six-week period.

“Rather than overseeing seven managers, I’m now overseeing eight regionals,” Guy states. “And my job duties cover everything from building a culture to ensuring profitability to protecting against liability. I want to make a culture of fun and make work a fun place to be, while also making sure the decisions made are in the interest of our people and our company.”

In addition to being one of only six members of Buddy’s Advisory Board, Guy is also currently serving as a member of the TRIB Group Advisory Board, and as President of the Oklahoma Rental Dealers Association. Carla has shifted to Buddy Mac’s corporate accounting department.

Once they’re away from work, the Guys love to get away from it all, camping and fishing with their three grown daughters—Kristen, Taylor, and Brooke—as well as their shared teenage son, Drake, and four grandkids who call 40-year-old Guy “Papa.”

Six months ago, Guy described his favorite thing about rent-to-own as the chance to “change lives and influence people to go change others’ lives.” And that hasn’t changed.

“Every day, our employees are changing customers’ lives by providing a good or service they wouldn’t otherwise have access to,” affirms Guy. “And every day, we’re changing our employees’ lives by being here for them, providing for them and their families, and helping them grow. I want to grow and influence as many lives as possible as fast as I can. Because when you wake up and there are 500 employees whose lives are good and they’re happy to work for you? That’s building the right culture, that’s when you’re living the dream.” For Chip Guy, that dream is closer than ever to becoming reality. 

Kristen Card has been a contributing writer for RTOHQ: The Magazine for more than 15 years.


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Mike Lewis

Mike Lewis is a Premier Rental Purchase franchisee with multiple stores and currently serves as Vice President of Operations. With 33 years of experience in the rent-to-own industry, he has spent the past 20 years working closely with franchisee owners and previously spent 12 years in Corporate RTO, gaining a strong foundation in the business.

For the past five years, Mike has been sharing his knowledge by teaching managers and franchisees at the company’s Training Center.

Outside of work, he enjoys time with his family, kids, and grandkids, and appreciates the simple things in life – especially riding his Harley Davidson with the sun on his face. If you know, you know!

Lauren Talicska

Arona Corporation dba Arona Home Essentials

Lauren Talicska is an experienced multi-channel marketing specialist and the Vice President of Marketing & Communications at Arona Home Essentials. She has found her home in the RTO community, supporting stores in branding, growth, and increasing traffic.

You may recognize Lauren as a former RTO vendor, including her time as a partner for Nationwide RentDirect, or her previous participation in the APRO Vendor Advisory Committee. Lauren calls Columbus, Ohio, home and spends her workday crafting and executing marketing promotions from inception to realization, all while supporting the branding and social media needs of all the Arona stores in 12 states (plus Puerto Rico!).

Charles Smitherman

APRO

Charles Smitherman, JD, PhD, CAE, became CEO of APRO in 2023, bringing years of legal and executive experience in the rent-to-own industry. 

Prior to joining the association, Charles served as COO, General Counsel, and Vice President of PTS Financial Services, where he played an active role in the rent-to-own industry by representing his company through PTS’s club program offering with APRO member dealers. Charles is an attorney with two decades of experience across a wide variety of areas, including RTO, consumer financial services, antitrust, corporate law, mergers and acquisitions, litigation, franchise law, and privacy law. Following law school at the University of Georgia, Charles earned a Master of Legal Studies and PhD in Law from the University of Oxford in England.

Charles is credentialed as a Certified Association Executive (CAE) with the American Society of Association Executives, a Certified Franchise Executive (CFE) with the International Franchise Association, and a Certified Information Privacy Professional (CIPP/US) and Certified Information Privacy Manager (CIPM) through the International Association of Privacy Professionals. As APRO’s sixth CEO in its 45-year history, he brings a collaborative, member-focused approach to association leadership, emphasizing transparency, advocacy, and value creation. Outside of work, Charles is an active ultra runner and open water swimmer.

Mike Kays

Ashley Furniture Industries

As VP of Rental Sales for Ashley Furniture Industries, Mike thrives on building relationships with our RTO industry veterans, and helping businesses grow through new product, new marketing, and new supply chain options.

Mike works to leverage a wide breadth of relationships and influence, intimate knowledge of market trends, and unique knowledge of what RTO dealers need from a supplier to be successful.

The saying goes that a high tide raises all boats, and our goal is to leverage the world’s largest furniture manufacturer to drive the continued growth of the RTO industry and all the suppliers.

Mike Tissot

Countryside Rentals Inc., dba Rent-2-Own

Mike grew up in the rent-to-own industry under the guidance of his father, former APRO President and RTO legend Darrell Tissot. For nearly 25 years, Mike’s innovative leadership has helped expand the family business to more than 40 stores across Ohio and Kentucky while also shaping the industry as a whole.

He has served as President of the Ohio Rental Dealers Association, an APRO board member and Treasurer, and President and Treasurer of the TRIB Group. His contributions have earned him the APRO President’s Award of Excellence and the title of APRO Rental Dealer of the Year.

Outside of RTO, Mike enjoys time at the lake house or in Orange Beach, Alabama, with his girlfriend, Angela Strong McCool. A passionate Cincinnati Reds fan, he rarely misses a game, whether watching or listening alongside his parents. He also takes every opportunity to visit Arizona, where his daughter is currently attending Arizona State University.