The Association of Professional Rental Organizations (APRO), formerly Association of Progressive Rental Organizations, is the only national trade association representing the rent-to-own (RTO) industry. Established in 1980 to advocate for and support the interests of RTO businesses, APRO provides its 325 member brands with essential resources, industry insights, and a strong community network. Through educational initiatives, legislative advocacy, and professional development opportunities, APRO strives to elevate the standards and success of the RTO sector, ensuring it continues to thrive and serve customers with integrity and excellence.
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How Rent-to-Own Businesses Impact Consumers, Communities, and Jobs
The rent-to-own industry consists of locally operated businesses that provide consumers with flexible access to essential household goods – such as furniture, appliances, electronics, and tires – through lease-to-own agreements. These agreements apply to consumer goods, not housing or real estate.
Unlike traditional credit products or loans, rent-to-own transactions do not create debt, charge interest, or require long-term financial obligations, allowing customers to stop payments or return items at any time.
Rent-to-own retailers operate in communities across America, supporting local businesses and jobs while giving consumers flexible options that reflect today’s subscription-style economy. The industry also operates under clear state laws in 47 states that require transparent disclosures and consumer protections.
How Rent-to-Own Works
Rent-to-own transactions operate under a model built around four core truths:
Rent-to-Own Industry Economic Impact
The rent-to-own industry is an important part of the U.S. retail economy and workforce.
Total Annual U.S. Revenue
Total U.S. Rent-to-Own Stores
Total Households Served Each Year
American Jobs
Active U.S. RTO Customers
Total U.S. Inventory Purchases
Data Source: APRO 2025 Rent-to-Own Industry Health Survey
