Association of Progressive Rental Organizations

Meet RTO employee Raouf Bishay

APRO members have historically named networking and being part of the RTO family as the biggest reasons to being involved in the industry and APRO. There are so many APRO member employees that are involved in their state associations, APRO or the community, we thought it would be a good idea to introduce them to the APRO family. Raouf Bishay is the Chief Technology Officer/Chief Information Officer for Full-O-Pep Appliances Inc., dba American Rental owned by APRO’s Second Vice President, David P. David with 49 stores throughout Kentucky, Indiana, Virginia and Tennessee. We asked Raouf some questions about his RTO career, involvement with APRO and what he enjoys on his time off.Raouf Bishay What are your day-to-day duties? As the Chief Technology Officer for Full-O-Pep Appliances Inc. I report to the CEO and am responsible for establishing the company’s technical vision and leading all aspects of the company’s technology development. I am the company’s top technology executive, playing an integral role in the company’s strategic direction, development and future growth. As Chief Technology Officer, my role is to align technology vision with my company’s business strategy by integrating my company processes with the appropriate technologies. I am also responsible for all aspects of developing and implementing technology initiatives within our organization. I maintain existing enterprise systems, while providing direction in all technology related issues in support of information operations and core company values. What are your biggest challenges you face in your job and/or the RTO industry? Perhaps the biggest challenge that I may face would be to keep all the systems, server PC, communication devices updated and running smooth. But the bigger challenge would be dealing with internet connectivity. The reason that we do not control our ISP provider, and they do not manage our internal network equipment, thereafter once there is an issue that arise it may be difficult at a time to find the right person from your ISP provider to talk to. Of course without saying, integration may not only be wanted but needed, everyone that has ever worked in our industry knows that as personal change and company focuses grow and change to meet new customers wants, it becomes necessary to look into integration of different software and tools that you use and need to analyze and run your daily business. It is no longer only the software that you use in your stores, but then you have to consider the web, online payments, marketing and so forth. So, like a doctor who in order to provide his/her patient with the best available treatment option for their symptoms or illness he must study all the time and keep up with the new and updated information. In the IT world it is a fast-paced changing technology and you better keep up if you want to provide the best service to your company. So besides every day duties I have to make time to study and learn new technology. From your perspective what do you see the future of the RTO industry? What will be the challenges? The RTO Industry has stood before extraordinary tests, making their organization stronger in a sustainable way. In market of a great volatility and uncertainty such as, industry leaders whomever they are, are not guaranteed to stay at the top forever and finding a real enduring competitive advantage is hard to achieve, so in order to secure success we need the right people with the right skills supported by the right structure, processes, and tools. A lot of retailers are getting in the RTO business, yet they do not understand the industry and that may hinder our industry image as a whole. Somehow we should find a way to stand out. The variety of electronics, cellphones, computers, tablets and games that is rapidly changing in a very fast pace also represents a challenge to our industry – to balance. Ability to provide our customer with the latest and greatest yet not overdo it by providing too much. In summary:
  • Finding the right people to work.
  • Training executing and future employees.
  • Merchandising.
  • Keeping up with new market and technology.
Tell us about your family. I have been married to my beautiful wife, Kristin Roll Bishay, for 36 wonderful years,. Kristin works as the Executive Director to Monroe County CASA (Court Appointed Special Advocate). My daughter, Alison Bishay, is 30 years old and an IU graduate. She works as an addict recovery coach. My son, Thomas Bishay is 25 years old and also an IU graduate with a physics degree. He works as a Senior Engineering Technician for SAIC, a DOD contractor firm. He is currently deployed in Iraq. When off work, Raouf likes photography, reading and target shooting although his favorite hobby is definitely photography. He is a proud Veteran of the USA Army and served during Desert Storm, National Defense and received the Meritorious Service Medal (MSM).

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Mike Lewis

Mike Lewis is a Premier Rental Purchase franchisee with multiple stores and currently serves as Vice President of Operations. With 33 years of experience in the rent-to-own industry, he has spent the past 20 years working closely with franchisee owners and previously spent 12 years in Corporate RTO, gaining a strong foundation in the business.

For the past five years, Mike has been sharing his knowledge by teaching managers and franchisees at the company’s Training Center.

Outside of work, he enjoys time with his family, kids, and grandkids, and appreciates the simple things in life – especially riding his Harley Davidson with the sun on his face. If you know, you know!

Lauren Talicska

Arona Corporation dba Arona Home Essentials

Lauren Talicska is an experienced multi-channel marketing specialist and the Vice President of Marketing & Communications at Arona Home Essentials. She has found her home in the RTO community, supporting stores in branding, growth, and increasing traffic.

You may recognize Lauren as a former RTO vendor, including her time as a partner for Nationwide RentDirect, or her previous participation in the APRO Vendor Advisory Committee. Lauren calls Columbus, Ohio, home and spends her workday crafting and executing marketing promotions from inception to realization, all while supporting the branding and social media needs of all the Arona stores in 12 states (plus Puerto Rico!).

Charles Smitherman

APRO

Charles Smitherman, JD, PhD, CAE, became CEO of APRO in 2023, bringing years of legal and executive experience in the rent-to-own industry. 

Prior to joining the association, Charles served as COO, General Counsel, and Vice President of PTS Financial Services, where he played an active role in the rent-to-own industry by representing his company through PTS’s club program offering with APRO member dealers. Charles is an attorney with two decades of experience across a wide variety of areas, including RTO, consumer financial services, antitrust, corporate law, mergers and acquisitions, litigation, franchise law, and privacy law. Following law school at the University of Georgia, Charles earned a Master of Legal Studies and PhD in Law from the University of Oxford in England.

Charles is credentialed as a Certified Association Executive (CAE) with the American Society of Association Executives, a Certified Franchise Executive (CFE) with the International Franchise Association, and a Certified Information Privacy Professional (CIPP/US) and Certified Information Privacy Manager (CIPM) through the International Association of Privacy Professionals. As APRO’s sixth CEO in its 45-year history, he brings a collaborative, member-focused approach to association leadership, emphasizing transparency, advocacy, and value creation. Outside of work, Charles is an active ultra runner and open water swimmer.

Mike Kays

Ashley Furniture Industries

As VP of Rental Sales for Ashley Furniture Industries, Mike thrives on building relationships with our RTO industry veterans, and helping businesses grow through new product, new marketing, and new supply chain options.

Mike works to leverage a wide breadth of relationships and influence, intimate knowledge of market trends, and unique knowledge of what RTO dealers need from a supplier to be successful.

The saying goes that a high tide raises all boats, and our goal is to leverage the world’s largest furniture manufacturer to drive the continued growth of the RTO industry and all the suppliers.

Mike Tissot

Countryside Rentals Inc., dba Rent-2-Own

Mike grew up in the rent-to-own industry under the guidance of his father, former APRO President and RTO legend Darrell Tissot. For nearly 25 years, Mike’s innovative leadership has helped expand the family business to more than 40 stores across Ohio and Kentucky while also shaping the industry as a whole.

He has served as President of the Ohio Rental Dealers Association, an APRO board member and Treasurer, and President and Treasurer of the TRIB Group. His contributions have earned him the APRO President’s Award of Excellence and the title of APRO Rental Dealer of the Year.

Outside of RTO, Mike enjoys time at the lake house or in Orange Beach, Alabama, with his girlfriend, Angela Strong McCool. A passionate Cincinnati Reds fan, he rarely misses a game, whether watching or listening alongside his parents. He also takes every opportunity to visit Arizona, where his daughter is currently attending Arizona State University.